Resources
Official links, the dates that matter for 2027, and the handouts from our seminars.
Important Medicare dates
- October 15 to December 7
Medicare Annual Enrollment Period (AEP). Review or change Medicare Advantage and Part D drug coverage for 2027.
- January 1
New Medicare Advantage and Part D coverage begins.
- January 1 to March 31
Medicare Advantage Open Enrollment Period (OEP). For people already enrolled in a Medicare Advantage plan.
Medicare
- Compare plans and drug costs
The official Medicare Plan Finder. Enter your prescriptions and compare plans, pharmacies, and estimated drug costs.
- Sign up for Medicare
Social Security handles Medicare enrollment.
- Apply for Part D Extra Help
Help with prescription drug premiums and costs for people who qualify.
- Ask for a lower IRMAA
If your income dropped because of retirement, divorce, or the death of a spouse, you may be able to ask Social Security to recalculate your Part B and Part D income-related adjustment.
- 2026 Medicare costs
The CMS fact sheet with the current Part B premium and deductible. Medicare updates these figures annually.
- 2026 Medicare costs handout
The one-page cost summary we use in our Medicare seminars.
- Seminar presentation
The slides from our free Medicare education seminars.
Dates for 2027
November 1
Open enrollment starts for individual and family plans.December 15
Last day to enroll for coverage that starts January 1.January 15
Open enrollment closes. Coverage from December 16 on starts February 1.60 days
The window a life change opens, any time of year.Individual and family coverage
- Connect for Health Colorado
The state marketplace. Plan shopping, premium tax credits, Colorado premium assistance, and the broker directory.
- OmniSalud
State-funded coverage for Coloradans who are not eligible for the marketplace. Immigration status is never asked.
- Health First Colorado
Colorado Medicaid and Child Health Plan Plus. Apply or check eligibility any time of year.
- Colorado Division of Insurance
Filed rates, approved plans, and the consumer complaint form.
Deductions and HSAs
- Self-employed health insurance deduction
IRS instructions for Form 7206. Who qualifies, the net-earnings cap, and the rule about a spouse's employer plan.
- Bronze and catastrophic plans as HSA-qualified
IRS Notice 2026-05, effective January 1, 2026.