Medicare, and health coverage for the years before it.
Senior Insurance Pathfinders was built on Medicare guidance. Now, we also help individuals and families find health coverage before age 65.
We compare the plans available where you live against your doctors, prescriptions, and budget. When keeping the coverage you already have is the better choice, we will tell you that too.
Littleton office, by phone, or online.
Who we help
Medicare
Turning 65, already enrolled, or helping a parent. We run free seminars most months and sit down with people one at a time.
Individual and family
Buying your own plan, between jobs, retired before 65, or newly off a parent's coverage. Every plan on Connect for Health Colorado, compared against your doctors.
Self-employed
Freelancers, contractors, consultants. What you pay each month depends on the income you expect for the year, and the premium is usually deductible on your taxes.
Small employers
An ICHRA lets you set a monthly amount, reimburse it tax-free, and stop absorbing group renewals. Built for 5 to 50 employees.
Medicare Annual Enrollment Period is coming soon
From October 15 through December 7, people with Medicare can review and make changes to their Medicare Advantage or prescription drug coverage for the following year. Plan costs, drug coverage, provider networks, and benefits can all change.
If you have Medicare Advantage or a standalone Part D drug plan, this is a good time to review your Annual Notice of Change and make sure your coverage still fits your needs. If you are happy with your current plan, you do not have to make a change.
Schedule your Medicare reviewCigna is leaving Colorado
Cigna stops selling individual plans in Colorado after December 31, 2026. About 41,000 people need a different carrier for 2027, and there is no version of the plan to renew into.
- December 15 is the date that matters
That is the deadline for coverage starting January 1. Open enrollment itself runs November 1 through January 15.
- Colorado has 6 carriers selling for 2027
Networks vary by county, and what is sold in Jefferson County is not what is sold in Mesa County.
Individual and family plans for 2027
Membership figure: Cigna reported 40,853 individual-market members to the Colorado Division of Insurance in June 2026, as reported by The Colorado Sun. Carrier count: Colorado Division of Insurance.